Your Virginia Housing DPA Grant journey - from eligibility check to keys in hand
The Virginia Housing Down Payment Grant
Follow the numbered path from where you are today to closing with the grant applied to your required down payment - a true grant, never repaid, no lien. Climb the ladders (moves that speed you up) and steer clear of the chutes (missteps that set you back). Per Virginia Housing guidelines rev May 2026; income/price limits eff Aug 1, 2026; programs subject to change.
Scan to find where you are
Open the interactive roadmap on your phone: tap where you are today and see your next moves, the missteps to avoid, and your free personalized grant eligibility check.
{{event.ctaUrl}}
{{compliance.pendingLabel}}
Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}).
Program facts per Virginia Housing guidelines rev May 2026; income and price limits effective August 1, 2026; programs subject to change without notice.
Virginia Housing is not affiliated with CrossCountry Mortgage, LLC. CrossCountry Mortgage, LLC is an approved Virginia Housing lender and is not affiliated with Virginia Housing; Virginia Housing is a state agency and does not endorse any particular lender.
Program funds subject to availability. The DPA Grant is available with VH FHA Bond or Conventional Bond firsts only; first-time buyer required (three-year rule; targeted-area exceptions may apply). Income limits apply to all household members. Grant is for down payment only; not closing costs. Cannot be combined with VH Plus Second or CCA grants. Grant reserved at rate lock - timing matters.
All loans subject to credit approval, underwriting, and program eligibility; not all applicants will qualify.
This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals. NMLS Consumer Access: www.nmlsconsumeraccess.org.