Your move-up decision
Sell vs Keep-and-Rent
Two smart paths to your next home - use this matrix to see which one fits your goals, timeline, and risk comfort.
| Factor | Path A - Sell & Buy | Path B - Keep & Rent |
|---|---|---|
| Cash in hand today | {{example.sellNet}} net proceeds | Keep the asset - no sale |
| Monthly cash flow | {{example.aCashFlow}} rental income | +{{example.bCashNet}} / mo net |
| 10-year wealth | ~{{example.aEquity10}} (one home) | ~{{example.bEquity10}} (two homes) |
| Homes owned | One | Two |
| Landlord effort | None | Moderate - tenant / manager |
| Keeps the {{example.origRate}} loan | No - loan paid off at sale | Yes - locked rate stays |
| Best when... | You want cash + simplicity now | Long-term wealth is your #1 goal |
Four questions to find your path
Do you need cash right now?
If a large down payment or debt payoff is the priority, selling unlocks {{example.sellNet}} today. Lean toward Path A.
Would it rent near its payment?
If market rent exceeds PITI, the property is cash-flow positive and keeping it pencils out. Lean toward Path B.
Are you okay being a landlord?
Even with a property manager there is oversight involved. If not, simplicity wins. Lean toward Path A.
What is your #1 goal?
Cash flexibility and simplicity point to Path A. Maximum long-term wealth building points to Path B.
See your own numbers - free
Scan the code or reach out. We run your personalized Sell vs Keep-and-Rent side-by-side: your equity, your cash flow, your 10-year wealth picture.
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