Your Maryland Mortgage Program journey - from approved lender to keys in hand
The Maryland Mortgage Program
Follow the numbered path from where you are today to closing with state-backed financing and 0% deferred down-payment assistance. Climb the ladders (smart moves that speed you up) and steer clear of the chutes (missteps that set you back). MMP limits effective June 24, 2026; programs subject to change.
Scan to find where you are
Open the interactive roadmap on your phone: tap where you are today and see your next moves, the missteps to avoid, and your free MMP eligibility check.
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Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}).
The Maryland Mortgage Program is administered by the Maryland Department of Housing and Community Development (DHCD); income and acquisition price limits effective June 24, 2026; subject to change; program funds subject to availability. The Maryland Department of Housing and Community Development is not affiliated with CrossCountry Mortgage, LLC.
Deferred second mortgages: 0% interest, no monthly payment, due in full at sale, refinance, or move-out; not forgiven (except SmartBuy 3.0, forgiven 20%/yr over 5 yrs, conventional-only).
All loans subject to program eligibility, credit approval, and underwriting; not all applicants will qualify.
This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals. NMLS Consumer Access: www.nmlsconsumeraccess.org.