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Your roadmap - start to close

Keep It & Buy Again

Keep your low-rate home, put its equity to work, and buy your next home - two properties building wealth instead of one. Here is the path.

1

Discovery

Your goals, timeline, and a first look at your equity.

2

Personalized analysis

Your real numbers in LendSight - cash flow and wealth, side by side.

3

Line of credit

Referral to a trusted credit-union partner to unlock equity - your {{example.origRate}} loan stays put.

4

Pre-approval

Get pre-approved for the next home.

5

Shop & offer

Your Realtor partner finds the home; write a strong offer.

6

Prep the rental

Set the rent, get the old home rent-ready, line up a tenant or manager.

7

Close

Buy the new home; keep the {{example.origRate}} loan in place.

8

Move & lease

Move in; your tenant moves into the old home.

9

Build wealth

Two homes working for you. Review the plan together every year.

Cash flow (money in / out)

Rent collected+{{example.rent}}
Less: payment (PITI)See your analysis
Less: vacancy + upkeep-{{example.reserve}}
Net monthly cash flow+{{example.cashNet}}

Wealth building (equity growth / yr - kept home)

Appreciation (~4%/yr)+{{example.apprYear}}
Principal paydown (tenant-paid)+{{example.principalYear}}
Tax benefits (depreciation)~{{example.depreciationYear}}
New home also appreciates+{{example.newHomeApprYear}}
Example home value
{{example.valueNow}}
Equity to work with
~{{example.tappable}}
Next home
{{example.nextPrice}}
10-yr kept-home equity
~{{example.keepEquity10}}
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Scan to find where you are

Open the interactive roadmap on your phone. Tap where you are today to see your next steps, missteps to avoid, and your free personalized analysis.

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{{compliance.pendingLabel}}   Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}). Figures and the example household are hypothetical and for illustration only; not an offer, quote, or guarantee. Rental income, appreciation, and tax treatment vary and are not guaranteed. HELOC products are offered by a third-party credit union, not {{lo.company}}; no rates or terms are quoted. This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals. Consult a tax advisor. NMLS Consumer Access: www.nmlsconsumeraccess.org.