Your roadmap - start to close

House Hacking 2-4 Unit Homes

Buy a 2-4 unit home in {{event.location}}, live in one unit, collect rent from the others. Here is the path and the math - start to close.

Discovery

Your goals, timeline, and a first look at your income and reserves.

Personalized analysis

Your real cash flow and wealth numbers in LendSight - side by side, never mixed.

Pre-approval

Qualified for an owner-occupied multi-unit loan at owner-occupied rates and down payment.

Shop & offer

Your Realtor partner finds the right 2-4 unit; write a strong offer.

Inspection + appraisal

Confirm the building and verify the rental unit condition.

Close

Move in within 60 days; existing leases on the other units transfer to you.

Meet your tenant

Collect rent; the other unit's rent offsets your payment from month one.

Build wealth

Four engines running: appreciation, paydown, tax benefits, leverage. Review together annually.

Plan the next move

Repeat (buy another multi-unit), convert to full rental, or stay put. You have options.

Cash flow (money in / out)

Full PITI (P&I + taxes + ins + MI)	See your analysis
Other unit rent received	-{{example.otherUnitRent}}
Your effective housing cost	{{example.effectiveCost}}/mo
vs renting today	{{example.rentNowCompare}}/mo

Wealth building (equity growth / yr - separate)

Appreciation on full property (~4%/yr)	+{{example.apprYear}}
Tenant-assisted paydown (yr 1)	+{{example.principalYear}}
Tax benefits - depreciation on rental unit	{{example.taxBenefitYear}}
Leverage: low down controls {{example.propertyPrice}}	28x+

Property price

Down payment

Low down

Other unit rent

Effective housing cost

Scan for your personalized house-hacking analysis

Scan to find where you are

Scan the code or reach out. We build your personalized house-hacking analysis: your effective housing cost, your cash flow, and your wealth-building picture.

{{compliance.pendingLabel}} Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}). Figures and the example household are hypothetical and for illustration only; not an offer, quote, or guarantee. Rental income, appreciation, and tax treatment vary and are not guaranteed. Consult a tax advisor regarding depreciation deductions and rental income treatment. Loan programs and down payment requirements subject to underwriting approval and eligibility. Owner-occupancy requirements vary by program; borrower must intend to occupy one unit as primary residence. This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals and none are required. NMLS Consumer Access: www.nmlsconsumeraccess.org.