Your roadmap - equity to rental

Turn Equity Into a Rental

You stay in your home. Your idle equity funds the down payment on a separate rental. Here is the path from equity access to two assets building wealth - start to close.

Discovery

Your goals, equity position, and comfort level with owning a rental.

Your analysis

Real numbers in LendSight - cash flow and wealth building kept in separate buckets.

Line of credit

Referral to a trusted credit-union partner to access your home equity. Primary mortgage untouched.

Pre-approval

Investment-property pre-approval in hand before you shop.

Shop with your agent

Your Realtor partner helps you find and analyze the right rental property.

Close

Buy the investment property. Your primary home and mortgage stay exactly where they are.

Lease it

Tenant screened and placed. Rental income starts flowing; tenant begins paying down your loan.

Build wealth

Two properties working for you. Review the plan together every year.

Cash flow (money in / out - monthly)

Rent collected	+{{example.rent}}
Less: rental PITI (illus.)	See your analysis
Less: vacancy + upkeep reserve	-{{example.reserve}}
Net monthly cash flow	+{{example.cashNet}}

NoVA is an appreciation market; modest monthly cash flow is normal. HELOC carry cost appears in your personal analysis.

Wealth building (equity growth / yr)

Appreciation (rental, ~4%/yr)	+{{example.apprYear}}
Principal paydown (tenant)	+{{example.principalYear}}
Depreciation deduction	~{{example.depreciationYear}}
Plus: primary also grows	+{{example.primaryApprYear}}

This is the real driver. None of it appears in the cash-flow column above.

Example home value

Equity to tap

~{{example.tappable}}

Investment property

Rental equity, yr 10

~{{example.inv10Equity}}

Scan for your free equity and rental analysis

See your own numbers - free

Scan the code or reach out. We build your personalized equity + rental analysis: your tappable equity, your cash flow, your 10-year wealth picture.

{{compliance.pendingLabel}} Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}). Figures and the example household are hypothetical and for illustration only; not an offer, quote, or guarantee. Rental income, appreciation, and tax treatment vary and are not guaranteed; consult a tax advisor. Home equity lines of credit are offered by a third-party credit union, not {{lo.company}}; no rates or terms are quoted. Investment-property rates shown are illustrative, not a commitment to lend; all loans subject to underwriting approval. This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals. NMLS Consumer Access: www.nmlsconsumeraccess.org.